Best Mutual Funds: Invest in these 10 mutual funds, and you will get big returns
Top Mutual Funds:
Investment is necessary for your savings to increase with rising inflation. You should invest in such a fund that is capable of beating the inflation rate. Financial planners see investment in Mutual Funds as a very suitable option for this.
Top Mutual Funds:
Any person should get into the habit of saving and investing as soon as they start a job. Investment is necessary for your savings to increase with rising inflation. You should invest in such a fund that is capable of beating the inflation rate. For this, investing in Mutual Fund is very beneficial.
Which Mutual Funds should be invested in?
Now this question will arise in your mind which mutual funds we should invest in? For this, you will search on the internet. Your confusion can increase further due to the results found on the Internet. The reason for this is that there you usually get a pre-prepared list. It does not happen according to your needs and preferences.
10 schemes handpicked for you on this basis
ET Mutual Funds has given a list of two schemes each of five different categories Hybrid, Largecap, Midcap, Smallcap, and Flexicap schemes. This list will be enough for regular mutual fund investors.
List of Top 10 Mutual Funds
Axis Bluechip Fund
Mirae Asset Large Cap Fund
Parag Parikh Long-Term Equity Fund
UTI Flexi Cap Fund
Axis Midcap Fund
Kotak Emerging Equity Fund
Axis Small Cap Fund
SBI Small Cap Fund
SBI Equity Hybrid Fund
Mirae Asset Hybrid Equity Fund
Selection of mutual funds according to the need
Everyone’s needs and risk appetite are different. You should consider your needs, financial goals, and risk profile before investing in any scheme. An aggressive hybrid scheme can prove to be right for those starting to invest in equity mutual funds. In such schemes, 65-80% is invested in equity and 20-35% in debt.
Some equity investors want to play it safe while investing in stocks. Large-cap schemes are for such individuals. Under these schemes, investment is made in the top 100 stocks. It is considered to be safer than pure equity mutual fund schemes.
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Investment Tips: You can secure your future by increasing the top of health insurance
Investment Plan: By reducing the burden of paying the installment every month, you will be able to invest more money every month (Investment Tips). If you want to invest to save tax, then you can invest in Equity Linked Savings Scheme. Your insurance coverage must be 10-15 times your annual income.
Investment Tips: It is very important to save and grow money to make your future secure. If you are also doing the job or doing business then it is necessary to save money for your future. Many of our readers seek investment advice and we provide them with investment advice through our experts.
A reader has asked a question about this. He wrote, “I am 30 years old and live with my wife and newborn child. My monthly income is ₹1.10 lakh. I have a term plan of ₹1.5 crores and a media claim policy of ₹5 lakh. My investment in mutual funds is ₹7 lakh. Also, I am paying ₹53,000 EMI for the home loan. How can I organize my portfolio? I can take a lot of risks and want to save tax.”
Our expert has given the answer to this question. Paisabazaar.com to someone else Naveen Kukreja, Founder, said about this, “You need to re-think about your insurance cover before giving investment advice. Your term insurance cover is sufficient but you have to keep in mind that your May insurance cover increases with increasing income. Kukreja said that your insurance coverage must be 10-15 times your annual income.
In terms of health cover, basic medical insurance of ₹ 500000 and top cover of ₹ 10-15 lakhs comes at a very low premium. You should take this type of health insurance policy.
Naveen Kukreja has said that for the safety of your family, you should increase the scope of health coverage. Naveen Kukreja has said that the monthly installment amount of your home loan is very high and this can cause problems in your investment plan.
You should focus on increasing the investment amount by paying off your existing loan at the earliest. You can also refinance your home loan.
The longer tenure of the home loan and the lower interest rate will reduce the burden of paying the monthly installment on you. Accordingly, you will be able to invest more amount every month (Investment Tips). If you want to invest to save tax, then you can invest in Equity Linked Savings Scheme.
You need to consider this to save tax amount after your EPF contribution, term insurance premium, and home loan principal repayment. You can invest in Axis Long Term Equity Fund in the form of an Equity Linked Savings Scheme (ELSS) to save tax.
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MF Investment: Investing in which mutual funds will double your capital in the next year
MF Investment Tips: When you think of high returns by investing in mutual funds, then you should avoid those experts who guarantee you great returns. There is no guarantee of returns on investing in mutual funds and accordingly, you should not get caught in false pretenses.
MF Tips: Earning money is important, but saving and growing it is even more important. If you also want to add money for your future, then we are advising you to invest in mutual funds in this column.
By investing in mutual funds, you too can help in increasing your wealth and make your future prosperous. Today we are telling you that by investing in which mutual funds (MF Investment) you can double your capital in the next 1 year.
A reader has asked a question about this. He has asked that I want to make a lump sum investment (MF Investment) in a mutual fund for the next year and a half. Which mutual fund should I invest in to double my capital in the next 1 or 2 years?
This question has been answered by our mutual fund expert. He has said that it seems that you are new to Mutual Fund Investment (MF Investment). No one can give you the such assurance that by investing in this mutual fund your capital will double in the next 1 year.
It is true that some mutual funds have given excellent returns in the last 1 year, but you cannot judge the performance of this year from the past performance of any mutual fund.
You need to learn the basic tricks of investing in mutual funds (MF Investment). If you do not want to learn the basics of mutual funds, then you should take the help of a mutual fund advisor.
You should not run after returns in Mutual Fund Investment (MF Investment), otherwise, you may have to bear the loss of your capital. Our expert has said that when you think of high returns by investing in mutual funds (MF Investment), then you should avoid those experts who guarantee you great returns. There is no guarantee of return on investing in Mutual Funds (MF Investment) and accordingly, you should not get caught in false pretenses.
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Investment Tips: Can I add Rs 2 crore in 10 years with this MF investment?
MF Investment Tips: You should invest in those options which meet your investment objectives. Along with this, you should also take care of your risk-taking ability. You can invest in the large-cap scheme. There are high chances of earning good returns without any additional risk.
Investment Tips: Every person dreams of increasing his capital. You can use many investment options to increase your capital. Investing in mutual funds is one such easy option.
If you also want to increase your capital by investing in mutual funds (MF Investment Tips) and want to fulfill your financial goals, then we are continuously bringing such information for you. Investing in mutual funds is very easy and by investing for the long term, you can achieve your big financial goals.
One of our readers Dixit Agarwal has written that I am a very risk-averse investor. I am 29 years old and have been investing for the last seven to eight months. I have started investing through SIP in these three mutual fund schemes:
ICICI Prudential Technology Fund: Rs10,000
Quant Mid Cap Fund: 5,000
Small Cap Fund: 5,000
He has asked that I have also made some investments in shares. Presently my portfolio is ₹6,00,000. If we talk about the period of the last seven to eight months, then I have got a one to one and a half percent return. I want to create a fund of two crore rupees in the next 10 years. Please tell me where should I invest.
This question has been answered by our mutual fund expert. Expert has said, you have invested in a technology scheme, midcap, and smallcap scheme.
All these categories are very risky and suitable only for aggressive investors, this category is not suitable for new investors.
Experts have said that for investing in mutual funds (MF Investment Tips), you must have knowledge of the stock market and know how to do research about stocks. You should not invest directly in shares, it may cause you losses.
The best way to get returns from the stock market is to invest regularly over a long period of time. Talking about a 12% annual return, you need to invest ₹ 86,000 to raise ₹ 2 crore in the next 10 years.
You should invest in options that meet your investment objectives. Along with this, you should also take care of your risk-taking ability. You can invest in large-cap schemes. In this, there is a high possibility of earning good returns (MF Investment Tips) without additional risk.
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MF Tips: One lakh rupees become 2.5 lakhs in just one year, should you invest?
Mutual Fund Investment: BOI AXA Credit Risk Fund has become the best return-giving MF. This is followed by UTI Credit Risk Fund which has given a 22% return in the last 1 year. Investors are wondering how a debt fund can give more than 100% return in 1 year.
New Delhi
MF Investment: Every person wants to increase his capital. Whether you are working, doing business, or running a small business, it is very important to increase your savings otherwise your old age may pass in poverty.
Mutual funds are considered the best option to grow your money. If you also want to take the help of mutual fund investment to increase your money, then we keep giving you the necessary advice about this from time to time.
While investing in mutual funds, you should take care of your financial goals, risk appetite, and investment period. If you talk about a mutual fund that has given 150% returns in the last 1 year, then you must know about it.
boi Axa credit risk fund has topped in the last year in terms of returns. BOI AXA Credit Risk Fund has emerged as the best-returning MF in the credit risk space with 149% returns in the last 1 year. This is followed by UTI Credit Risk Fund which has given a 22% return in the last 1 year. Investors are wondering how a debt fund can give more than 100% return in 1 year.
After seeing several defaults between 2018 and 2020, the MF scheme saw a loss of 50.22 percent in April 2020. The fund house had invested in several debt securities at this time. BOI AXA Credit Risk Fund had written off the entire investment of il&fs in the year 2018. In the years 2019 and 2020, there was no help in getting recovery from default in this scheme.
Financial planners are not very enthusiastic about the returns of this scheme. In fact, due to the recovery in Syntex BAPL and Amanta Healthcare, this mutual fund scheme has given excellent returns. The investment of mutual funds in both these companies was right off. BOI X Credit Risk Fund was the most impacted due to the corporate default cycle between September 2018 and March 2020. This, due to the recovery in many funds, is now helping the fund to perform well.
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Sukanya Yojana: Five major changes in the rules of Sukanya Yojana, making the future of the daughter easier
Sukanya account: The central government has made five major changes to the Sukanya scheme, a savings scheme for girls. The Central Government has made 5 major changes in the rules of the Sukanya Samriddhi Scheme, a small savings scheme for daughters. Under the new rules, it has become easier to invest in Sukanya Yojana, to close the account.
New Delhi
Sukanya scheme: The central government has made five major changes to the Sukanya scheme, a savings scheme for daughters. The Central Government has made 5 major changes in the rules of the Sukanya Samriddhi Scheme, a small savings scheme for daughters. Under the new rules, it has become easier to invest in Sukanya Yojana, to close the account.
A big change has also been made regarding the age of operating the account of Sukanya Samriddhi Yojana. In Sukanya Samriddhi Yojana, it was mandatory to deposit a minimum of ₹ 250 and a maximum of ₹ 1.5 lakh in the account every year. If someone could not deposit the minimum amount in the Sukanya account, then his account used to default.
According to the new rule of Sukanya Yojana, the account will not be declared default even if the minimum amount is not deposited. Now there will be no need to re-activate the account and interest will continue to be earned on the deposited amount even if the account is not added to the Sukanya account.
SSY account in the name of the third daughter
Under the Sukanya Samriddhi Yojana, there was a provision of tax exemption under section 80c of the Income Tax Act on opening the account of the first two daughters. This exemption was not given to the third daughter. According to the changed rules for the Sukanya Samriddhi Yojana of the Central Government, if the next two twin daughters are born after one daughter, then a Sukanya account can be opened for these twin daughters also and tax exemption can be availed on it.
Interest at the end of the financial year
According to the new rules of Sukanya Samriddhi Yojana, the interest on the Sukanya account will now be deposited at the end of the financial year, along with this, the annual interest of the Sukanya Yojana account will be added at the end of every financial year. The return rule has also been abolished.
Closing the Sukanya account made easy
Closing the account of Sukanya Samriddhi Yojana is now easier than ever. According to the new rule, the Sukanya account can be closed even if the account holder has a serious illness. Earlier, the account could be closed only after the death of the Sukanya account holder or a change of address after marriage.
SSY accounts operate on turning 18
According to the new rule of Sukanya Yojana, now only after the account holder turns 18, he will get the right to operate the account. Earlier, on completion of 10 years of the Sukanya account, the account holder used to get the right to operate it.
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Mutual Fund: Which mutual funds can help you to add Rs 1.5 crore in the next 10 years?
Investing in many schemes of Mutual Funds. If you want to diversify your Mutual Fund portfolio and want maximum returns, then you should not invest in more than 4 schemes. If you can take some risk then you can invest in the flexi-cap mutual fund.
Mutual Fund Tips: Every person dreams of increasing his capital. You can use many investment options to increase your capital. Investing in mutual funds is one such easy option.
If you also want to increase your capital by investing in mutual funds and want to fulfill your financial goals, then we are continuously bringing such information for you. Investing in mutual funds is very easy and by investing for the long term, you can achieve your big financial goals.
A reader has asked us the question that which mutual fund he can take help from to raise a corpus of Rs 1.5 crore in the next 10 years. He has written that he can take some risk and so far he has invested ₹3.8 lakh in 10 mutual funds.
The details of his investments are as follows:
Quant Tax Plan: Rs 50,000
Nippon India Pharma Fund: Rs 45,000
HDFC Sensex Index Fund: Rs 45,000
Aditya Birla Sun Life Corporate Bond Fund: Rs 35,000
Edelweiss Arbitrage Fund: Rs 35,000
ICICI Prudential Short-Term Fund: Rs 35,000
Motilal Oswal S&P 500 Index Fund: Rs 30,000
ICICI Prudential Technology Fund: 30000
UTI Flexi Cap Fund: Rs 30000
Nippon India US Equity Opportunities: Rs 20000
He has written that he can invest ₹ 300000 in Mutual Fund every 6 months. It has also been written to examine this portfolio according to the investment period, financial goal, and risk profile. This question has been answered by our mutual fund expert.
He has said, “If we talk according to 12% annual return, then in the next 10 years you need to invest ₹45,500 per month to raise a fund of ₹1.5 cr.”
Experts have said that at this time he is investing in many Mutual Fund schemes. If you want to diversify your Mutual Fund portfolio and want maximum returns, then you should not invest in more than 4 schemes. If you can take some risk then you can invest in the flexi-cap mutual fund.
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Mutual Funds: Are these mutual funds enough to add Rs 2.5 crore in seven years?
Mutual Fund: If you invest in a mutual fund to achieve a financial goal, then on completion of that financial goal, you can do your work by withdrawing that money. There are many investment options in Mutual Funds in which there are various funds Equity Mutual Funds, Liquid Mutual Funds, Short Term, and Long Term Mutual Funds.
Mutual Fund Tips: It is the dream of every person to increase the money of his savings. By investing in mutual funds, you can get a lot of help in increasing your savings. Mutual Fund Expert says that while investing in Mutual Fund, you need to invest money keeping in mind your financial goal, risk appetite, and investment period.
If you invest in mutual funds to achieve a financial goal, then on completion of that financial goal, you can withdraw that money and do your work.
There are many investment options in Mutual Funds in which there are various funds Equity Mutual Funds, Liquid Mutual Funds, Short Term, and Long Term Mutual Funds.
If you also want to invest in mutual funds and want to meet your financial goals, we are providing advice based on customer queries.
One person has a question that can I add 2.5 crore rupees in the next 7 years from my investment? With this question, he has written about some mutual funds with his investment and the amount to be invested in it. Mutual fund expert has answered his question.
Currently, the investor asking the question is investing ₹45,000 per month in these mutual funds:
Franklin India Flexi Cap Fund: Rs 10,000
HDFC Midcap Opportunities Fund: 7,500
ICICI Prudential Bluechip fund: Rs 7,500
L&T India value fund: Rs 5,000
DSP Midcap fund: Rs 5,000
Tata Small Cap Fund: Rs 10,000
Along with this, want to invest ₹ 50000 in 5 Mutual Funds:
Canara Robeco Emerging Equities: 10,000
Parag Parikh Flexi Cap: 10,000
SBI Focussed Equity: 10,000
Axis Or SBI small cap: 10,000
Axis Midcap: 10,000
The mutual fund expert has said that at present he is investing in six mutual fund schemes and wants to invest in five other mutual fund schemes in the coming time. They need not invest in 11 mutual funds to achieve their financial goals. In fact, diversification is important in mutual fund investment but choosing too many mutual fund schemes can also result in the loss of your portfolio.
Along with this, while choosing investment options, you also have to take care of your risk. If you choose to invest in mutual funds keeping in mind your risk appetite, then it can help you achieve your financial goals.
In response to the question, the expert has said that you must invest in one or two large-cap mutual funds. Along with this, you should have a Flexi cap fund in your portfolio. If it is estimated according to the annual return of 12%, then in the next 7 years this investor will not be able to add Rs 2.5 crore. There is a need to invest Rs 1.10 lakh every year at the rate of 12% annual return, after which this financial goal can be accomplished in 10 years.
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Investment Tips: 65% earnings in one year from CPSE ETF, should you invest?
INVESTMENT OPTION: Central Public Sector Enterprises ETF (CPSE ETF) has given excellent returns in the last 1 year. CPSE ETF has given 64.48% returns in the last 1 year. If we talk about the last 6 months, then CPSE ETF has given 16.86% returns while in the last 3 months, CPSE ETF has given 14%.
Investment Tips: Earning money is very important but even more important is saving money. If you do not know how to increase the remaining money properly, then you may face many financial difficulties. We give you similar information in our investment section.
Central Public Sector Enterprises ETF (CPSE ETF), which invests in government companies, has given excellent returns in the last 1 year. CPSE ETF has given 64.48% returns in the last 1 year. If we talk about the last 6 months, then CPSE ETF has given 16.86% returns while in the last 3 months, CPSE ETF has given 14%.
Investment Expert believes that due to the rise in PSU stocks, CPSE ETFs are giving excellent returns. CPSE ETF was launched in the year 2014 and since its inception, till now it has given investors a return of 8.30%.
The portfolio of CPSE ETFs is heavily skewed toward energy stocks. In the recent past, there has been a tremendous boom in the shares of Energy PSU companies, Due to this, the performance of CPSE ETF has been greatly affected.
Experts believe that some segments of the stock market can perform very well due to geopolitical activity, due to which CPSE ETF can give excellent returns in the coming times. If you are also looking for an option for investment, then you should invest in CPSE ETF.
CPSE ETF comprises resource companies or asset owners. At present, big challenges are being seen all over the world from the supply side. But even after this, the earning potential of these companies is improving. If you look at the stocks of companies included in CPSE ETF, their condition has not been very good in the recent past. The business of energy PSU companies is expected to be good for a long time to come, due to which you can earn handsomely from CPSE ETF.
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MF: Which mutual fund will give excellent returns in a year?
Stocks Return: It is also true in the stock market that investors who have not tasted the boom are afraid to enter the weak market. Experts advise that you should not look at the stock market as gambling. First of all, it is important to understand that many funds have given 100% returns in the last 1 year.
Investment Tips: Even though the ups and downs in the stock market have been going on for a long time and it is facing many challenges, earning opportunities are always available for you. New investors, however, may face a lot of trouble due to the ongoing ups and downs in the stock market.
Many of the new investors want to know how it can help them earn maximum returns in the next one or two years.
If you also want to know which investment can give you success in earning excellent returns in the next 1 or 2 years, then we have come up with this advice for you. If you have been investing in mutual funds for many years, then you would know that such situations keep coming into the market.
It is also true in the stock market that investors who have not tasted the boom are afraid to enter the weak market. Experts advise that you should not look at the stock market as gambling.
First of all, it is important to understand that many funds have given 100% returns in the last 1 year. The truth is also that many long-term investors are happy with 25-30 percent annual returns. You cannot expect any mutual fund to replicate its performance and the stock market does not give you fixed returns like a bank deposit.
According to mutual fund managers and advisors, if an investor wants to invest this year while comparing last year’s returns, then he is on the wrong path. Mutual Fund Advisor says that no mutual fund is in a position to give 100% returns this year. Along with this, it is also true that such predictions can also prove to be wrong because the stock market keeps on dodging you.
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Investment Tips: In which mutual fund to invest to raise a fund of six crores in the next 22 years?
MF Investment: If we expect an annual return of 12% and start with ₹12000 monthly and increase it by ₹6000 every year, then you can achieve your financial goal. For this, mutual fund expert Satsangi has advised him to invest in three mutual funds.
Investment Tips: Earning money and saving money both are very important, but it is more important to increase the remaining money in the right way. If you are also doing a job or doing your own business and want to increase your savings to secure your future, then keep reading this column regularly.
You can also like us on Facebook and get such information continuously. If you are young and currently earning and you are in a private job, then you need to find a way to save big for retirement.
We are constantly giving you such information in our mutual fund investment advice. Through the questions asked on our Facebook page, we give you investment tips.
Today’s question has been asked by a 28-year-old youth. His question is, “I am working in a private company. I have no knowledge of mutual funds. I want to invest through a Monthly Systematic Investment Plan. I want to invest ₹12000 every month, but I don’t know how to choose the fund.” I am having trouble. I want to add six crore rupees in the next 22 years. This reader named Kamal Kumar has asked the question will I be able to reach 6 crores in the next 22 years?
Our reader’s question has been answered by mutual fund expert Shefali Satsangi. He said that if we talk about a 10% annual return, then after 22 years your investment amount can reach around ₹ 6 crores. If you invest ₹ 12000 every month through a Systematic Investment Plan and increase your SIP amount by ₹ 8000 every year, then you can achieve this target.
If we expect a 12% annual return and start with ₹12000 monthly and increase it by ₹6000 every year, then you can achieve your financial goal. For this, mutual fund expert Satsangi has advised him to invest in three mutual funds.
PPFAS Flexicap Fund: Rs 5,000
Axis Growth Opportunities Fund: Rs 5,000
Mirae Emerging Bluechip Fund: Rs 2,000
Along with this, mutual fund experts have advised them that they need to increase their SIP amount every year by creating a satellite portfolio. When you increase your SIP amount then you should choose a mid-cap fund and small-cap fund for investment. You can choose this fund according to your risk profile. Along with this, you should also choose a mutual fund with international exposure.
